We are a debt relief agency. We help people file for bankruptcy release under the bankruptcy code.

If we talk about bankruptcy, you need to know what bankruptcy means and how the laws work in case of bankruptcy. In its simplest sense, bankruptcy is a legal announcement made by an individual or other juridical entities that they no longer have the capability to repay their debts and other obligations to creditors. This also applies to a company or corporation, whether they are for-profit or not. Bankruptcy is a situation that is governed by federal laws. Moreover, bankruptcy can fall into numerous types provided in the U.S Bankruptcy code, making it essential to understand it well and have a bankruptcy lawyer Las Vegas to give you advice in filing the most appropriate remedy that would fit your situation.

When you decide to file for bankruptcy, having an expert opinion from a lawyer is a must. It is a way to obtain some relief from the overwhelming debts you are having. However, because of the several forms of bankruptcy to choose upon and seek relief from, you might have a hard time selecting the best possible relief to avoid some issues in the future. Should you decide to file for bankruptcy, the bankruptcy attorney Las Vegas NV of Johnson & Gruber, P.C. is readily available to assist you!

The most common types of bankruptcy remedy that most people avail relief from are Chapters 7, 11, and 13 of the U.S Bankruptcy Code. However, for individuals, the common types of bankruptcy protection they should choose to file are Chapters 7 and 13. Meanwhile, organizations and businesses should choose to file Chapter 11. Chapter 7 or otherwise known as the liquidation bankruptcy, is deemed fit for individuals within the lower percentile incomes, meaning for persons with little to no income. On the other hand, Chapter 13 is the reorganization bankruptcy. People in the higher percentile or who make more than the allowable threshold can only be eligible for this ruling.

Most individuals and businesses, with the exception of railroads, insurance companies, and certain financial institutions, may be eligible for Chapter 7. In most cases, a Chapter 7 case will last approximately four (4) months. The same forms are used to file Chapter 7, Chapter 9, Chapter 11, Chapter 12, and Chapter 13. Much of the same information is required in order to file any type of bankruptcy. In each case, the Bankruptcy Rules require the Debtor to appear at a Section 341 Meeting of Creditors within 45 days of filing. Generally these meetings will occur within 30-45 days of the filing.

In what way can you seek relief from filing bankruptcy? While there are numerous types of debts that can be discharged through filing bankruptcy, there are still specific obligations or debts that cannot be omitted. Even if you filed for bankruptcy, you are still held liable for responsibilities such as alimony payments and child support, criminal restitution, debts for personal injury or death due to DUI/DWI, student loans, to mention a few. However, with the certified bankruptcy lawyers of Johnson & Gubler, we will be able to help you review and assess which of your debts can be discharged by filing bankruptcy.

Our certified and experienced Las Vegas bankruptcy lawyers can provide you with solutions, may it be short term or long term. You must realize that filing for bankruptcy does not mean that it is the end of your financial endeavors. If you get assistance, you should make sure that you only get the right people, or in this case, the right lawyers for you. Ensuring that the legal process will be most beneficial, helping you eliminate the stress from the situation you are in, resolve most of your problems, including creditor harassment. Choose only the best. Choose Johnson & Gubler P.C.!

If you have questions about whether Bankruptcy is right for you, contact our office where you will speak to one of our experienced and qualified attorneys to discuss with you your situation. Matthew L. Johnson is one of approximately eleven attorneys in the State of Nevada who is Board Certified in Business Bankruptcy Law by the American Board of Certification, and is Certified as a Specialist by the State Bar of Nevada.